So cut the fraudsters your bank ID in three stages – Aftonbladet

With the help of a false identity document and Bank ID can be criminals to empty bank accounts.

Currently there is no protection for consumers.

– For the affected, it is obviously devastating, says Johan Eriksson, CEO of Financial ID technology, to Dagens Industri.

There are in Sweden six million users of e -legitimationen Bank ID. They can get rid of money because of a security hole in the agreements are for the service.

How does the fraud work?

The first step obtains an imposter a false identity document; for example, via the network, with its own photo but with the intended victim’s data.

With the identification document, the person can then open a bank account and a regular acquire Bank ID. The scammer can with it then login to other bank accounts linked to the hijacked identity and transfer money to other accounts, writes DI.

Agreement open to fraud

E-Papers Bank ids to work as an ordinary identifier – everywhere. This means that in the present situation is not going to block the use of it.

Behind Bank ID is banking consortium Financial ID technology owned by seven major banks. The identification issued today by twelve Swedish banks.

The agreements related to the service requires that a bank ID issued by a bank must not be blocked by the other deltagarbankerna. Thus open to fraud by identity thieves.

– Previously, this type of crime non-existent, and it is still at low levels. But the past year has increased, and for those affected is obviously devastating, says Johan Eriksson, CEO of Financial ID technology, to Dagens Industri.

‘More bank transparency’

The Internet Infrastructure Foundation, .SE, find it strange that consumers themselves can not turn off the Bank ID. They believe that control must be in the users’ hands.

Press manager at .SE, Anne-Marie Eklund-Löwinder, according to Bank id is “a reasonably safe solution” but no technical solution can protect customers of keys and access codes issued to the wrong people.

She also calls for more transparency from the banks, many of which did not wish to answer the DI questions about cyber security.

– You can describe how it makes and how it’s supposed, but to recognize its weaknesses. It would be useful and it would be good for their confidence, said Anne-Marie Eklund-Löwinder DI.